Special Promotions
*Dividend Rate earned is accurate as of June 22, 2024.
**APY = Annual Percentage Yield
• EARLY WITHDRAWAL PENALTY — We may impose a penalty if you withdraw funds from your account before the maturity date.
• Rates on schedule are subject to change from time to time.
• Terms and conditions may apply.
• If you have any questions or require current rates and information, please call us at 281-921-8500.
• Offer is valid from June 1, 2024 to July 31, 2024 5 pm CDT.
• Term up to 60 months.
• No other promotions apply.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
*Annual Percentage Rate
*Dividend Rate earned is accurate as of December 9th, 2024. Rates on schedule are subject to change from time to time.
**APY = Annual Percentage Yield
• EARLY WITHDRAWAL PENALTY — We may impose a penalty if you withdraw funds from your account before the maturity date.
• Rates on schedule are subject to change from time to time.
• Terms and conditions may apply.
- Applications must be submitted between October 1, 2024 and January 31, 2025 by 5:00 PM CST.
- Rates and offers may change without notice.
- Discounts apply to qualifying rates only and cannot be combined with other promotions.
- Terms and conditions apply; restrictions may apply.
• Application must be received between October 1, 2024 – December 31, 2024 by 5 pm CDT.
• A guarantor or co-borrower may be required.
• Rates are available for qualified borrowers that meet the criteria.
• Rates and offers are subject to change without prior notice.
• Terms and conditions apply. Some restrictions may apply.
* Annual Percentage Rate
Call Us About our 2nd Lien Home Equity Cash-Out Loan!
• Loan amounts: Up to $500,000 available (subject to maximum LTV/CLTV guidelines).
• Promotion for primary residences and second homes only.
• Terms and conditions apply.
• Application must be received by January 31, 2025 and loan funded before March 31, 2025.
• Lender credit toward the closing cost of 1% of the loan amount or $5,000 whichever is lower.
• Rates and offers are subject to change without prior notice.
*Terms and conditions apply.
• Application must be received by January 31, 2025 and loan funded before March 31, 2025.
• Terms and conditions apply.
• Rates and offers are subject to change without prior notice.
*Lender credit toward the closing cost of .50% of the loan amount or $10,000 whichever is lower.
* Annual Percentage Yield
** The $100 reward will be added as a statement credit to the account 60 days after opening. This offer is not valid for members whose accounts have been closed within 90 days or closed with a negative balance. The reward is considered a dividend and Nizari PFCU may report total rewards paid to the IRS and a 1099-INT form will be issued at year end. If the account is closed within the six months after opening we will deduct the reward amount at closing.
*** Members must be aged 13-17 year by 9/30/2024. Membership eligibility is required. Accounts for minors require additional ownership by a parent or guardian. No monthly service fee. Rates and offers are subject to change without prior notice. Offer valid until December 31st, 2024. Easily manage money with a mobile app. Mandatory checking account with debit card. Free shared branching service available over 5,000+ nationwide.
• The borrower must have the ability to repay.
• Two months of pay stubs or three months of bank statements.
• Maximum term up to 60 months.
• No Application fee.
*Annual Percentage Rate
Loan Features
• No SBA guarantee fee for loans up to $1,000,000 (valid until September 30, 2024).
• Loan can be used for working capital, doctor or law offices, long and short-term expenses, inventory, franchise, real estate, startup business and to build business credit history.
• Low variable interest rates are available for a limited time only.
• Terms and conditions may apply. Some restrictions may apply.
• This offer is available for Texas business members only.
*Dividend Rate earned is accurate as of September 15th, 2023. Rates on schedule are subject to change from time to time.
**APY = Annual Percentage Yield
• EARLY WITHDRAWAL PENALTY — We may impose a penalty if you withdraw funds from your account before the maturity date.
• Rates on schedule are subject to change from time to time.
• Terms and conditions may apply.
• If you have any questions or require other rates visit our rates page on our website or call us at 281-921-8500.
Contact Us Today at 888-786-1824 or 281-921-8500
The offer is valid from February 1st, 2024 to July 31st, 2024. The offer does not apply to existing Nizari PFCU MSB checking account holders or those whose accounts have been closed within 30 days and or accounts closed with a negative balance within the last one year. If MSB checking account is closed by the member or Nizari PFCU within the first-year promotion term, we will deduct account maintenance and scanner credit at time of closing. Scanner cost will be provided via statement credit to members account. The maximum credit amount will be up to $800. Proof of scanner will be required for credit. All fees are subject to change, and terms and conditions apply.
* Savings of up to $7000 on the first year of the account maintenance fee and scanner cost on us. Thereafter, MSB Checking Account fees will apply as per the fee schedule. Refer to the fee schedule on our website.
** Requires scanner purchase
*** Separate contract required
New Business Checking Account**Excludes MSB Accounts **The $200 reward will be added as a statement credit to the This offer is not valid for previous members whose accounts have been closed within 90 days or closed with a negative balance. |
Commercial Auto
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Terms and Conditions apply
*The above timeline starts after receiving all required documentation
**Jumbo loan LTV cannot exceed 80%
• Offer is valid from February 1st, 2024 to February 29th, 2024.
• Acceptance of your loan application does not guarantee approval.
• Incomplete loan applications will not be processed.
• Interest rate and term of the loan will depend upon the loan amount.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
• Offer is valid from September 1st, 2023, to December 31st, 2023.
• Only Unsecured loans (Personal, Signature, Premier, and Low doc loans) qualify for the discount.
• Member must have at least one paid-off loan with a satisfactory history with Nizari.
• This promotion cannot be combined with any other offer.
• Terms and conditions are subject to change. Some restrictions may apply.
*Annual Percentage Rate
• Application must be received between September 1st, 2023 – October 31st, 2023 by 5 pm CDT.
• Rates and offers subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
* Maximum term up to 60 months
** Annual Percentage Rate
• Applications must be received by August 31st, 2023 by 5 PM CDT.
• Terms and conditions are subject to change. Some restrictions may apply.
*Statement credit will be provided at the time of loan disbursement.
**Annual Percentage Rate
• Applications must be received by August 31st, 2023 by 5 PM CDT.
• Terms and conditions are subject to change. Some restrictions may apply.
*Annual Percentage Rate
**$100 statement credit will be provided on your first student loan consolidation.
• Applications must be received from June 1st, 2023 – August 31st, 2023, by 5 pm CDT.
• To qualify for this promotion, bring your auto loan from another financial institution to Nizari or cash out the equity in your vehicle upon refinancing or on a paid-off vehicle. The loan application amount must be greater than or equal to $15,000.
• Existing Nizari loans do not qualify for this discount.
• Terms and conditions are subject to change. Some restrictions may apply.
*Receive $200 statement credit at closing on auto loan refinance or title cash-out loans.
• The offer is valid from May 1st, 2023, to August 31st, 2023.
• Term up to 60 months.
• No other promotions apply.
• Incomplete loan applications will not be processed.
• Acceptance of your loan application does not guarantee approval.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
*Annual Percentage Rate
•Application must be received by August 31st, 2023, and loan funded before October 31st, 2023.
• Promotion valid for primary residence (owner occupied only).
• Terms and conditions apply.
• Rates and offers are subject to change without prior notice.
*Second Lien Home Equity only applies to Texas properties.
*The rate lock allows you, our member to lock in an interest rate for up to 90 days once you have a signed purchase agreement on a property. The exact interest rate is determined on the date that you lock in your interest rate, as new rates are published daily. Once you lock, you will have up to 90 days to close your loan or there is a cost to extend the rate lock for up to 30 days depending on the number of days of the rate lock extension. Thereafter rates will be based on worse-case pricing. This is not a commitment to lend. Rates, program terms, and conditions are subject to change without notice other restrictions and limitations may apply. All loan products are subject to program eligibility, credit review, collateral requirements, and approval.
Downloads:
Auto Loan Application
•Rates are available for qualified borrowers that meet the criteria.
• Rates and offers are subject to change without prior notice.
• Terms and conditions apply. Some restrictions may apply.
• Above rates are valid on 24-month terms only.
• Rates are based on the term of the loan and credit score.
*Annual Percentage Rate
• Application must be received from April 1st, 2023 – May 31st, 2023 by 5 pm CDT.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
*Annual Percentage Rate
• Applications must be received from January 17th, 2023 – February 28th, 2023 by 5pm CDT.
• Terms and conditions apply.
• This promotion can not be combined with any other offer.
• Terms and conditions are subject to change. Some restrictions may apply.
• Application must be received from September 1st, 2022 – December 31st, 2022 by 5 pm CDT.
• Trade association members may qualify for an extra discount.
• To qualify for the loan promotion, a loan must be from another financial institution or a new loan. Existing Nizari loan refinances do not qualify for the
promotion. The loan application amount must be greater than or equal to $15,000.
• $200 statement credit will be given after 180 days of disbursement. The loan must remain open for 180 days.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
* Maximum term up to 84 months for a loan amount greater than $25,000
** Rates may be higher for borrowers with a credit score lower than 700
*** Annual Percentage Rate
• Application must be received from September 1st, 2022- December 31st, 2022 by 5 pm CDT.
• Trade association members may qualify for an extra discount.
• To qualify for the loan promotion, a loan must be from another financial institution or a new loan. Existing Nizari loan refinances do not qualify for the
promotion. The loan application amount must be greater than or equal to $15,000.
• $300 statement credit will be given after 180 days of disbursement. The loan must remain open for 180 days.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
* Maximum Term Up to 84 months
**Annual Percentage Rate
•Application must be received from November 1st to November 30th, 2022 by 5 PM CDT
• Trade association members may qualify for an extra discount.
• To qualify for the loan promotion, a loan must be from another financial institution or a new loan. Existing Nizari loan refinance do not qualify for the promotion.
• $300 statement credit will be given after 180 days of disbursement. The loan must remain open for 180 days.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
*Maximum Term Up to 84 months
**Annual Percentage Rate
These rewards are not valid with any other offers or promotions. Nizari Federal Credit Union reserves the right to cancel the promotion at any time.
Nizari PFCU staff and board of directors are not eligible for any of the rewards mentioned above.
* New members must provide the correct name of the person who referred them to Nizari PFCU at the time of opening a new membership account.
Only one name can be entered as a referrer. The $25 reward will be added as a statement credit to the account after 30 days of the account opening. This offer is not valid for members whose accounts have been closed within 90 days or closed with a negative balance. The reward is considered a dividend and Nizari PFCU may report total rewards paid to the IRS and a 1099-INT form will be issued at year-end. If the account is closed within the six months after opening, we will deduct the reward amount at closing.
** To qualify for the reward, Nizari PFCU members must be over the age of 18 and in good standing. Existing members can receive up to $100 in rewards. The referral must be a new member over the age of 18 that does not have a current Nizari account or whose account hasn’t been closed within 90 days or closed with a negative balance. Nizari PFCU is not responsible if the referrer’s name and contact information are not provided correctly by the new members. The reward will be added as a statement credit to the existing member’s Nizari PFCU savings account within 30 days after the new referred member account has been open.
• Application must be received between October 1st, 2021 – December 31st, 2021, by 5 pm CDT.
• Existing loan refinance will qualify with 24 months payment history.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
* Maximum term up to 60 months
** Annual Percentage Rate
Download:
Low Doc Application
IRS Form 4506-C
Download:
Credit Card Application
*• Application must be received from January 1st, 2022 – January 31st, 2022 by 5 pm CDT.
• Refinance requests qualify to apply after 24 months of loan origination.
• Rates and offers are subject to change without prior notice.
• Terms and conditions are subject to change. Some restrictions may apply.
** Annual Percentage Rate
Downloads:
Personal Loan Application
Signature Loan Application
IRS Form 4506-C
• Application must be received between May 1st, 2021 – May 31st, 2021 by 5 pm CDT.
• Other standard loan requirements apply.
• Terms and conditions apply and are subject to change. Some restrictions may apply.
*Annual Percentage Rate
Downloads:
Personal Line of Credit Application
• Application must be received between May 11th, 2021 – May 21st, 2021 by 5 pm CDT.
• Rates and offers subject to change without prior notice.
• Trade association members may qualify for an extra discount.
• Other standard loan requirements apply.
• Terms and conditions are subject to change. Some restrictions may apply.
Personal Loan: Maximum term up to 72 months for a loan amount greater than $30,000
Premier Loan: Maximum term up to 84 months
Low Doc Loan: Maximum term up to 60 months
Downloads:
Personal Loan Application
Signature Loan Application
Low Doc Loan Application
IRS Form 4506-T
