Mortgage Loans
Find the perfect mortgage loan that fits your lifestyle!
Buy a home | Refinance your mortgage | Home equity
Your Home Buying Journey
Whether you’re purchasing your first home or expanding your property portfolio, buying real estate is a significant personal and financial commitment. Being well-prepared and informed is key to navigating the process smoothly. By breaking down the steps and grasping the fundamentals, you can transform what might seem like a stressful experience into a seamless and rewarding one.
From securing a primary residence to investing in property, acquiring a second home, or financing land, we’re here to assist with everything from jumbo loans to condos and single-family homes. Let us help turn your real estate aspirations into reality.
Mortgage Refinancing
Refinancing your mortgage can offer significant benefits, including better terms and potential cost savings. Here’s a quick overview of your options:
- Traditional Refinance – Replace your existing mortgage with a new one for potentially lower payments and better terms, like your original mortgage process.
- Cash-Out Refinance – Access cash by converting some of your home equity into a new mortgage balance. Ideal for consolidating debt or funding major expenses but be mindful of increased total interest and extended loan terms.
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- Second Lien Equity Cash-Out – Borrow against your existing home equity with a second lien loan, allowing you to access cash without altering your primary loan or selling assets.
- Limited Cash-Out Refinance – Replace your current mortgage with a new one at better terms and receive up to $2,000 or 2% of the new loan balance, whichever is less, for home improvements or other needs.
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Explore your refinancing options to find the best fit for your financial goals
Getting Started
Download an application:
Please note that acceptance of your application does not mean approval of a loan. INCOMPLETE Loan Applications will not be processed. Supporting documents must accompany application.
