Credit Cards

Introductory Offer 0% APR* for 12 Months from Account Opening on

(Purchases & Balance Transfers)

After the intro APR offer ends, an APR of 11.90% or 13.90% will apply depending upon the card type.
Balance Transfer Fee 3.00%.

*Secured credit card are only eligible for Standard Mastercard
**APR=Annual Percentage Rate

Already an existing credit card holder see Balance Transfer options below:   

1.99% FOR 6 Billing Cycles OR 2.99% FOR 12 Billing Cycles***
3% Balance Transfer Fee

***The promotional rate does not apply to cash advances and credit purchases. 1.99% or 2.99% annual percentage rate (APR) expires six or twelve billing cycles respectively from the date of your balance transfer, at which time the APR will revert to the non-promotional rate of 13.90% or 11.90%, depending upon the card type. Account must be in good standing to qualify. Limit subject to credit approval and some terms and condition may apply. Contact us for more details.

• Credit limit $300 up to $10,000.
• Optional payment protection coverage is available.
• Minimum Payment due at the end of each cycle will be 3% or $15 of the balance of the account, whichever is higher.

• Member should be either a Green Card holder or US Citizen.
• There will be no guarantors on credit cards.
• Member’s current loan(s), if any, should be current and in good standing.
• Any loans guaranteed by the applicant must also be current and in good standing.

• Late Fee: $25.00
• Over limit Fee: $35.00
• Annual Fee: $0
• Currency Conversion Fee: 1.00% of each transaction in U.S. dollars (APR)
• Returned Payment Fee: $30.00
• Cash Advance Fee: $5.00 or 3.00% of the amount of each cash advance, whichever is greater (Maximum Fee: $50.00)