Nizari PFCU Fees

General Fees

Deposited Item Return Fee $20.00
Deposited Item Return Fee (Business Loans)
$45.00
Balance Certificate $5.00
Account Research Fee Per Hour (One Hour Minimum) $20.00
Account Statement Copy Fee $3.00
Other Document Copy Fee $3.00
Instant Account Activity Report Fee $2.00
Account Verification $3.00
Outgoing Wire $15.00
Incoming Wire $10.00
Photocopy Fee (Not Exceeding 5 Pages) $1.00
Share Draft Return Fee $20.00
ACH Return Item Fee $25.00
Excess Withdrawal Fee (More Than 6 per Month) $3.00
Account Closure Fee (If Closed Within 90 Days) $10.00
Stop Payment Fee $15.00
Inactive Account Fee (Annually) $10.00
Return Mail Due to Incorrect Address $5.00

Loan Fees

Loan Payment Late Fee $20.00
Loan Payment Late Fee (Business Loans) $50.00

Credit Card Fees

Credit Card Payment Return Fee $29.00
Late fee of $35.00 will be assessed if the payment is not received by the due date. $35.00
Over the Credit Line Fee $35.00
Cash Advance Rate (APR) 18.00 %
Cash Advance Fee: 3% of each cash advance ($5 minimum and $100 maximum on Classic Card and $200 maximum on Platinum Card) 3.00 %


The fees appearing in this schedule are subject to change from time to time. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.